Before founding Emde Wealth Management, Chris built a distinguished career with Comerica Bank, Wells Fargo, and Schwartz. He brings more than 35 years of financial and wealth management experience, along with an independent, client-focused perspective.

Chris holds both a BA and an MBA from the University of Michigan. He is licensed in Series 7 and Series 66 securities, as well as Life, Health, Property & Casualty, and Variable Annuities insurance.

Chris lives in Bloomfield Hills, Michigan, with his wife, Marina, and their Labrador Retriever. He enjoys spending time with their three grown children and is an avid golfer, skier, and traveler, with a lifelong love of Michigan athletics.

Eric P. Hornyak is a financial services professional with more than 20 years of experience helping individuals, families, and business owners pursue their financial goals through personalized wealth management and investment planning. Eric is committed to building long-term client relationships based on trust, integrity, and attentive service.

Eric holds the Series 7 and Series 66 securities registrations and maintains Life, Health, and Property & Casualty insurance licenses, supporting a comprehensive approach to investment management, retirement planning, and risk management.

Known for his client-focused philosophy and practical guidance, Eric develops customized strategies designed to help clients navigate changing market conditions and stay focused on their long-term objectives. 

Joe brings decades of experience helping high-net-worth clients navigate complex capital gains decisions with clarity and strategic insight. His career includes key roles at BlackRock, Baron Capital, and Eaton Vance, where he collaborated with advisors and investors on capital markets analysis, portfolio construction, asset allocation, and sophisticated investment strategies including alternatives and separately managed accounts.

Today, Joe focuses his advisory practice on guiding business owners, real estate investors, and executives through major liquidity events—whether selling a business, monetizing appreciated property, or managing concentrated stock positions. He holds the Series 7, 24, 27, 52, 53, and 63 licenses, along with the CERTIFIED FINANCIAL PLANNER™ and Certified Investment Management Analyst® designations, and earned a B.S. in Finance from the University of Colorado.

A resident of Bloomfield Hills, Michigan, Joe is a proud husband to Cassie and parent to Bennett and Josette.